HOA analysis & consulting
Know the HOA before you buy into it.
In a community association, you’re not just buying a home, you’re buying into a set of books, a reserve balance and a rulebook. Most buyers never read them until it’s too late. We read them for you.
Two ways to use it
With us on the deal, or on its own.
Pre-purchase due diligence
Before you buy into the community.
When we represent you on the purchase, an HOA review is built into the diligence. We read the association's financials, budgets, reserves, governing documents, assessments, restrictions and minutes, then translate them into a plain read on how the HOA affects the property and its long-term ROI, before you're committed.
Standalone analysis
Just want the analysis? So do a lot of people.
The same review is available on its own to buyers and real estate agents who only want the HOA read, even when we aren't the broker on the deal. Bring us the community and the documents; we'll deliver an independent, unvarnished assessment you can act on.
What we review
The records that decide your return.
An association’s health lives in documents most buyers never open. We go through them line by line and tell you what they mean for the property.
Financials & budgets
Income and expense statements, the current operating budget and how realistic it is. A community that under-budgets today is a special assessment waiting to happen.
Reserves
The reserve study and reserve balance measured against the association's aging components. Thin reserves are the single biggest hidden liability an HOA buyer inherits.
Governing documents
CC&Rs, bylaws and rules, what you can and can't do with the property, from rentals to renovations to what's parked in the driveway.
Assessments & dues
Current dues, the history of increases, and any special assessments already levied or looming. We look for the trend, not just today's number.
Restrictions
Leasing caps, pet limits, age restrictions, architectural controls and other rules that can quietly cap resale value or kill an investment thesis.
Minutes & records
Board meeting minutes and other records that surface litigation, deferred maintenance, insurance gaps and disputes the seller may not volunteer.
Full HOA management
4% of dues. Everything a board needs.
If your association wants management, not just analysis, we handle Orange County HOAs at a flat 4% of total monthly dues, with no setup, onboarding, marketing or technology fees layered on top.
Talk to us about your HOAFree community website
Every managed association gets its own site at no cost, documents, notices and payments in one place for residents.
24/7 Resident Information Hub
Residents get answers, forms and requests around the clock, which keeps routine questions off the board’s plate.
Don’t buy the surprise.
Send us the community and the documents. We’ll come back with a clear read on the HOA’s finances, rules and risks, whether or not we’re the broker on your deal.
Request an HOA analysisCommon questions
HOA questions, answered.
What does an HOA analysis cover?
The association's financials and budgets, its reserves, the governing documents, current dues and assessments, leasing and other restrictions, and the board meeting minutes and records.
When should the HOA be reviewed?
Before you buy into the community, while you are still in due diligence and not yet committed. That is the point at which the findings can still change your decision.
Can I get the analysis if you are not my agent?
Yes. The same review is available on its own to buyers and real estate agents who only want the HOA read, even when we are not the broker on the deal.
How much does HOA management cost?
A flat 4% of total monthly dues for Orange County associations, with no setup, onboarding, marketing or technology fees layered on top.
What does a managed association get?
A free community website for documents, notices and payments, plus a 24/7 Resident Information Hub that keeps routine questions off the board's plate.